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Home Trust Mortgage

Mortgage Lending

Since 1986, HomeTrust Mortgage Company has been dedicated to delivering exceptional service and value to our customers. With a diverse suite of loan programs and in-house processing, underwriting, and closing teams, we provide a customer-centered mortgage experience built on consistency and reliability.



Our ability to adapt and thrive in changing markets is a testament to our strength, flexibility, and the trust we’ve earned from our clients. By combining the agility of a mortgage broker with the stability of a mortgage bank, we offer competitive pricing and access to some of the lowest rates in the industry.



In 2012, we expanded our footprint with the acquisition of Mortgage America, Inc., now operating as MortgageAmerica, further strengthening our ability to serve customers across multiple states. For over three decades, HomeTrust Mortgage Company has been a trusted industry leader, committed to helping individuals and families achieve their homeownership dreams with expertise and integrity.

(817) 271-5308

Home Trust Mortgage

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Affiliate Members support the Association through membership and participation.

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700 Mechem Dr., Ste. 10  |  Ruidoso, NM  |   (575) 257-4750

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Photos of Lincoln County New Mexico Courtesy of Mark Stambaugh

© 2026 Ruidoso/Lincoln County Association of REALTORS®

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